Disclaimer

Last updated: July 27, 2025

Past performance does not guarantee future results

Financial planning involves market risks and individual circumstances may affect outcomes

General Disclaimer

Welcome to Teravolunqira's disclaimer section. This information helps you understand our service limitations and your responsibilities.

The information provided on this website is for general informational purposes only. While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind about the completeness, accuracy, or reliability of the information. Your use of this website and reliance on any information is solely at your own risk.

Information Accuracy

We work diligently to ensure our content remains current and accurate. However, financial markets and regulations change frequently, and information may become outdated without notice. We recommend verifying all information before making financial decisions.

  • Market conditions and financial regulations may change without notice
  • Individual circumstances vary and may affect the relevance of general information
  • We update our content regularly but cannot guarantee real-time accuracy

Limitation of Liability

To the fullest extent permitted by Malaysian law, Teravolunqira disclaims all liability for damages arising from your use of our website or services.

We shall not be liable for any direct, indirect, incidental, consequential, or punitive damages, including but not limited to the following:

We accept no liability for:

  • Loss of profits, revenue, or business opportunities
  • Personal financial losses or investment decisions
  • Technical issues, website downtime, or system failures
  • Third-party actions or external market conditions

Professional Advice Disclaimer

The consultations and information provided through our service are for educational and planning purposes only and do not constitute professional financial advice specific to your individual circumstances

Always consult with qualified financial professionals, tax advisors, or legal counsel before making significant financial decisions

Individual results may vary based on personal circumstances, market conditions, and implementation of guidance

External Links

Our website may contain links to third-party websites for your convenience and information

We do not endorse or control these external sites and are not responsible for their content, privacy practices, or availability

Intellectual Property

All content, trademarks, and intellectual property on this website belong to Teravolunqira or our licensors and are protected by Malaysian and international copyright laws

Unauthorized reproduction or distribution of our content is strictly prohibited

Indemnification

You agree to indemnify and hold Teravolunqira harmless from any claims, damages, or expenses arising from your use of our website or services, including any violation of these terms

Jurisdiction and Governing Law

These disclaimers and your use of our website are governed by Malaysian law and jurisdiction

Governing Law: Malaysian federal and state laws

Jurisdiction: Malaysian courts have exclusive jurisdiction over any disputes

Local regulations may apply based on your specific location within Malaysia

Severability

If any provision of this disclaimer is found unenforceable, the remaining provisions shall continue in full force and effect

Modifications

We reserve the right to modify this disclaimer at any time without prior notice

Your continued use of our website after changes constitutes acceptance of the updated disclaimer

Contact Information: Contact Information:

Contact Information: Contact Information:

Contact Information: Contact Information

Contact Information

If you have questions about this disclaimer, please contact us using the information below

Company: Teravolunqira

Address: Level 32, Ilham Tower, 8 Jalan Binjai, 50450 Kuala Lumpur

Email: info@teravolunqira.com

Phone: +60 3 7820 7824